About 500FastCash

Who we are, what we aim to improve for borrowers, and how customers can get help before or after a loan decision.

Our role

500FastCash is presented as a lending enterprise owned by Modoc Tribe Financial Services Authority, a tribally owned corporation established under the laws of the Modoc Nation. The Modoc Nation is a federally recognized Indian Tribe. This information identifies the business behind the service; the terms that apply to an individual loan are the terms disclosed in the applicable offer and signed agreement.

The service is built around a practical goal: help customers understand the cost and timing of short-term credit before making a borrowing decision. That means presenting the finance charge, APR, payment date, total repayment amount, eligibility steps, and key account information in language that is easier to review.

What we want customers to be able to do

Understand the full cost

Look beyond the advertised amount and compare the finance charge, APR, total due, and repayment schedule before accepting an offer.

Plan repayment before borrowing

Know when payment is due, how repayment may be processed, and whether the obligation fits alongside rent, utilities, food, transportation, and other essential expenses.

Get help early

Give customers a clear route to support for application questions, account access, payment concerns, or uncertainty about information in an agreement.

Compare alternatives

Encourage borrowers to consider lower-cost options, payment arrangements, credit-union products, employer assistance, or nonprofit counseling when those choices may be more suitable.

Information standards

Consumer information on the site is organized around application steps, eligibility, loan cost, repayment, privacy, electronic records, customer support, and borrowing alternatives. Educational calculators are examples only and do not replace the figures in a loan agreement. Product availability, approval decisions, funding timing, and actual terms can vary.

Mailing address

Written correspondence may be sent to 515 G SE, Miami, OK 74354.

Before accepting a loan

Use the actual agreement as the source of truth for APR, finance charges, repayment dates, total cost, and any other contractual obligation.

Site review

Consumer-facing information was reviewed on August 12, 2026. Material loan or policy changes should be reflected before a newer review date is shown.